From day one Brandt Insurance has created a clear understanding of the insurance process. Their experience and long history really shows as they guide and advise us. As a business that knows the importance of customer service, we appreciate what Brandt Insurance brings to the table. Not only have they provided the protection our business demands, but they had the relationships to deliver a very competitive package.
” — Aaron Bugarske-Beyond The Glory Sports Bar & Grill
Business Insurance
Workers Compensation
It's a must-have.
If you have employees, you must have Workers Compensation Insurance. It's mandatory. The tricky part is making sure you have the right kind of coverage for your type and size of business. And then keeping up with any changes that need to be made as time goes by. That's where Brandt excels. We're here to make sure your business - and each employee - is always protected.
Workers' Compensation Insurance covers medical care, death, disability, and rehabilitation for employee job-related injuries or illnesses. We'll help you secure the right coverage, as well as recommend ways to improve job safety and control losses.
Our affiliations and direct appointments with nearly every major workers compensation market enables us to find you the most competitive prices.
Benefits of having Brandt Insurance represent you
- Claims
If one of your employees suffers an injury on the job, as your broker, we will provide immediate advice and guide you through the process. We work with the claims adjusters to ensure the claim is handled quickly and appropriately. - Safety Services
We offer safety services and consultations in preventing workplace accidents. - Claims Reserving
We are also the intermediary between the employer and the insurance carrier to prevent misunderstandings that can lead to over-reserving of a claim. - X-mod Review
We review experience modifications (X-Mods) for employers. We review carefully to find any audit, reporting, reserving mistakes.
Mistakes can lead to higher X-Mods, and the employer paying too much.
- Fraudulent Claims
We can assist with the reporting and managing of a claim in which the employer suspects fraud. - Audit Disputes
We can mediate with the insurance company if an employer disagrees with an audit prepared on the employer. - Competitive Pricing
With access to every major insurance company, Brandt Insurance will take the time to shop your workers compensation program with numerous carriers. - X-Mod Forecasting
We have the ability to accurately project and forecast experience modifications for the next policy period, before it is published by the bureau.
